Pet groomers van insurance: cover for a van that's really a salon
A mobile grooming van is one of the most heavily converted vehicles on the road: bathing station, dryers, water tanks, plumbed water systems. We arrange specialist policies that cover the conversion properly, with insurers who've seen a grooming van before.
- Grooming equipment, water tanks and fixtures covered as standard
- Fire cover included as standard
- Heavily modified conversions accepted
- Grooming vans, vet vans and pet transport all placed
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Grooming van cover at a glance
What you get
- Comprehensive, third-party fire & theft, or third-party only
- Fire cover included as standard
- Grooming equipment, water tanks and fixtures covered as standard
- Public liability up to £5 million available
- Employer's liability up to £10 million available
- Modified grooming vans accepted
What's not covered
- Personal use, unless declared on the policy
- Injury to animals in your care; that needs separate pet care liability cover
- Wear and tear or mechanical breakdown
- Items left unattended outside the locked van
- Vehicles used for hire and reward
The animals-in-your-care exclusion matters: this policy protects the van and your public liability, not what happens to a dog on your grooming table. Separate pet care liability cover exists for that; ask us.
Insuring the conversion, not just the van
By the time a panel van becomes a grooming van, it's had a bathing station plumbed in, dryers wired up, a grooming table fitted and water tanks installed. On a standard van policy, every one of those modifications is a problem: undeclared kit at best, a declined claim at worst.
The policies we arrange treat the conversion as the point, not the complication. All permanently installed grooming equipment, including bathing stations, dryers, grooming tables and water systems, is covered as standard under fixtures and fittings, with fire cover included. Optional extensions add breakdown and recovery, and legal expenses.
The liability picture: read this bit
Public liability cover up to £5 million is available on our grooming van policies, protecting you if a member of the public is injured or a client's property is damaged in connection with the business. If you employ anyone, employer's liability is a legal requirement in the UK, with cover up to £10 million available.
One honest limit: this is a motor policy, and it does not cover injury to animals in your care. If a dog is hurt during a groom, that claim falls under pet care liability, a separate cover. We'd rather tell you that now than have you discover it after a bad day at the grooming table.
Beyond grooming vans
The same specialist approach covers the wider mobile pet trade: mobile veterinary vans, mobile pet hospital vans, dog walker and trainer vans, and show pet transport vehicles. One van or a fleet: tell us how you work and we'll place it.
- Replacement keys and locks cover up to £300
- Signage cover up to £500
- Fleet discount for two or more vehicles
- Insurers who specialise in custom conversions
From enquiry to insured in three steps
Tell us what you need
Fill in the two-minute form with the cover you're after and when to call you, or ring us directly on 01323 416706.
We search our panel
Our brokers match your details against a panel of UK insurers and call you back at your chosen time with the options and prices.
Covered the same day
Happy with a quote? We arrange the policy there and then, and email your documents the same day.
Questions drivers actually ask
Straight answers from the team that arranges this cover every day. Anything else? Call 01323 416706 and a human will pick up.
See all FAQsWhat is pet groomers van insurance?
A specialist commercial vehicle policy for mobile pet grooming businesses. It covers the van and the grooming equipment installed in it, with public and employer's liability available as extensions. Call 01323 416706 for a quote.
Is my grooming equipment covered?
Yes, permanently installed equipment is covered as standard under fixtures and fittings: bathing stations, dryers, grooming tables and water systems included. Fire cover comes as standard too.
Does it cover injury to the animals I groom?
No, and this catches people out. A motor policy covers the vehicle and your liability to the public, not harm to animals in your care. That risk needs separate pet care liability cover. We're happy to point you in the right direction when we quote.
My van is heavily modified. Is that a problem?
Not with us. Mobile grooming vans are custom conversions by nature, and we place them with insurers who specialise in exactly that. Declare everything that's been fitted and it's covered properly from day one.
What other pet-trade vehicles do you insure?
Mobile veterinary vans, mobile pet hospital vans, dog walker and trainer vans, and show pet transport vehicles. Whether it's one van or a fleet, tell us what you operate and we'll find the right policy.
Do I need employer's liability insurance?
If you employ anyone, yes: it's a legal requirement in the UK. Cover up to £10 million is available on your grooming van policy. Public liability up to £5 million is optional but strongly worth considering when you work at clients' homes. Call 01323 416706.
Keep the salon on the road
Conversion and equipment covered as standard. Two minutes on the form, a callback at your chosen time, documents the same day.