Mobile cleaner van insurance for cleaning businesses on the move
Carpet cleaners, rug cleaners, commercial and domestic contractors: your van carries the machines and your work happens inside other people's properties. That takes two kinds of protection, and we arrange both on one specialist policy.
- Extraction machines, steam cleaners and pressure washers covered
- Fire cover included as standard
- Public liability up to £5 million for work in customer properties
- Sole traders to fleets, with a fleet discount from two vans
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Cleaning van cover at a glance
What you get
- Comprehensive, third-party fire & theft, or third-party only
- Fire cover included as standard
- Cleaning equipment and fixtures covered as standard
- Public liability up to £5 million available
- Employer's liability up to £10 million available
- Modified cleaning vans accepted
What's not covered
- Personal use, unless declared on the policy
- Damage caused to customer property; that's what public liability covers
- Wear and tear or mechanical breakdown
- Items left unattended outside the locked van
- Vehicles used for hire and reward
The van policy protects the vehicle and the machines in it. The spill on a client's carpet or the scratch on their floor is a public liability matter; most cleaning businesses need both, arranged together.
The van, and the machines that live in it
A cleaning contractor's van is a rolling equipment store: extraction machines, steam cleaners, pressure washers and the fittings that keep them secured and powered. A standard van policy covers the van and ignores the rest. The specialist policies we arrange cover permanently installed cleaning equipment as standard under fixtures and fittings, with fire cover included.
Optional extensions round out the cover where your business needs it: breakdown and recovery, legal expenses, business interruption, windscreen cover and foreign use.
Your workplace is someone else's property
Cleaning work happens inside customer homes and business premises, and that's where the real liability sits: a damaged floor, a soaked carpet, a client tripping over a hose. Public liability cover up to £5 million is available on our mobile cleaner policies, including up to £5 million for third-party property damage.
If you employ anyone, employer's liability insurance is a legal requirement in the UK; cover up to £10 million is available on the same policy, keeping the whole business under one arrangement.
From one van to a fleet
We insure rug and carpet cleaners, window cleaners, commercial and domestic cleaning contractors and specialist cleaning businesses. When the operation grows past a single vehicle, fleet insurance puts everything on one policy with one renewal date and one point of contact, and a discount from two vans up.
- Replacement keys and locks cover up to £300
- Signage cover up to £500
- Fleet discount for two or more vehicles
- Modified cleaning vans accepted
From enquiry to insured in three steps
Tell us what you need
Fill in the two-minute form with the cover you're after and when to call you, or ring us directly on 01323 416706.
We search our panel
Our brokers match your details against a panel of UK insurers and call you back at your chosen time with the options and prices.
Covered the same day
Happy with a quote? We arrange the policy there and then, and email your documents the same day.
Questions drivers actually ask
Straight answers from the team that arranges this cover every day. Anything else? Call 01323 416706 and a human will pick up.
See all FAQsWhat is mobile cleaner van insurance?
A specialist commercial vehicle policy for businesses providing cleaning services from a van. It covers the vehicle and the cleaning equipment installed in it, with public and employer's liability available on the same arrangement. Call 01323 416706 for a quote.
Is my cleaning equipment covered?
Yes, permanently installed equipment is covered as standard under fixtures and fittings, including extraction machines, steam cleaners and pressure washers. Fire cover is included as standard too.
What if I damage something in a customer's home?
That's a public liability claim, not a van claim. Cover up to £5 million can be added to your policy, including third-party property damage, protecting you if you damage a customer's property or someone is injured in connection with your work. Call 01323 416706 to include it.
What optional extras are available?
Breakdown and recovery, legal expenses, business interruption, windscreen cover and foreign use, alongside the liability covers. We'll tell you which are worth having for how you actually work, rather than adding everything by default.
Do I need employer's liability insurance?
If you employ anyone, yes: it's a legal requirement in the UK. Cover up to £10 million is available on your mobile cleaner van policy. Call 01323 416706 to add it.
Can I get fleet insurance for multiple cleaning vans?
Yes. From two vehicles up, fleet insurance earns a discount and simplifies the admin: one policy, one renewal date, one point of contact. Call 01323 416706 to discuss fleet options.
Get the cleaning business covered
Van, machines and liability handled together. Two minutes on the form, a callback at your chosen time, documents the same day.